We specialize in Property and Casualty risks and insurance, mainly in ratemaking and Predictive Modeling, and UBI ; automobile insurance and motor vehicles, residential insurance (homeowners, tenants, condos, ...), commercial risks, farms and agricultural risks, liability and other.
But this is a short list of expertise for potential services, accumulated since 25 years and more.
Services are offered for insurance related projects, but also more and more for enterprises using important quantites of data ('BIG DATA') outside the insurance field too, for various enterprises.
We also provide services in which the use of statistics, socio-demographic data, geographic and other types of data from various sources is indicated. We use state of the art GLM's modeling software and related tools.
Coefficient can work with you in several languages.
We are located in Montreal, Quebec province, in Canada, and we provide a lot of services from a distance.
Mr. Germain Denoncourt is a Fellow of the Casualty Actuarial Society of USA and of the Canadian Institute of Actuaries since 1993. He graduated from Laval University, in Quebec City, Canada, in 1987.
Mr. Denoncourt's solid experience is here for you. He worked on various types of projects, mainly related to P&C risks and general insurance, in many countries, including in Canada, USA, Europe and Latin America since 1987.
We wish you a pleasant visit on this web site. We invite you to contact us now for a clear discussion about future «Co-Efficient» projects with us.